Author Archives: ce

When Does Helping a Client Become Unethical?

It’s important to realize that what is unethical may not always be illegal (though sometimes it is both). There are many instances where businesses may act within the law, but their actions hurt society and are generally considered to be … Continue reading

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Your Insured Suffered a Loss: Now What Happens?

Let’s say one of your clients trips at work and is injured, or another one accidentally runs a red light and hits an oncoming car, or maybe a windstorm tears away part of someone’s roof, letting the rain and debris … Continue reading

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Who Needs Personal Umbrella Insurance?

Having friends over for a few beers seems harmless enough—unless one of them drives off and gets into a serious accident. Then the insured may wind up in court. These days, the insured can be held liable for the damages that guests … Continue reading

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The Personal Auto Policy (PAP)

For many Americans, a car is the single most costly property they own and for most others, second only in value to their homes.  For most, a car is also essential to their life style, since contemporary American society has … Continue reading

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How Workers’ Compensation Works

Joe Johnson worked for Harrington’s, a printing company and clocked in every Monday through Friday from 8:00 a.m. to 5:00 p.m. One Friday morning, Joe received an email from the owner of the company telling him that an all-expense paid event was scheduled for that afternoon … Continue reading

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