Monthly Archives: March 2018

Who Needs Personal Umbrella Insurance?

Having friends over for a few beers seems harmless enough—unless one of them drives off and gets into a serious accident. Then the insured may wind up in court. These days, the insured can be held liable for the damages that guests … Continue reading

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The Personal Auto Policy (PAP)

For many Americans, a car is the single most costly property they own and for most others, second only in value to their homes.  For most, a car is also essential to their life style, since contemporary American society has … Continue reading

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How Workers’ Compensation Works

Joe Johnson worked for Harrington’s, a printing company and clocked in every Monday through Friday from 8:00 a.m. to 5:00 p.m. One Friday morning, Joe received an email from the owner of the company telling him that an all-expense paid event was scheduled for that afternoon … Continue reading

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Home-Based Business Exposures

The United States has experienced a rapid growth in home-based businesses in the past decade. The Insurance Information Institute reports that there are more than 11 million home-based businesses in the country, a figure that is expected to rise in … Continue reading

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