Illinois Illionois LTC Partnership Training

A hundred years ago, the nation’s elderly didn’t expect to need a nursing home. In those days, family members provided care for aging family members who became frail or ill. Those times have changed. With many adult children living out of state, both spouses working outside the home, and fewer children to share the burden of caring for an elderly relative, today’s families are often unable to provide their elderly with the care they need.

Providing care for the elderly is almost always expensive—and finding coverage is difficult. Long-term care policies are there to cover the gaps—and keep families from having to make difficult choices to give up retirement accounts or homes to pay for care.

As an insurance agent selling long-term care insurance, it’s crucial to keep informed on the changing landscape of long-term care—and ensure your customers get the right policy for their budget and needs for lasting care.

This course complies with Illinois 8-hour ongoing training requirements for licensed agents who sell long-term care insurance in cooperation with the Illinois LTC partnership program. Topics covered in this course include:

• The history of the Illinois LTC Partnership Program.
• Program benefits—who gets the most from the program.
• Policy considerations for traditional LTC policies.
• Financial planning for long-term care.

The insurance agent’s role in selling long-term care policies is crucial. Your customers depend on you for expert advice on choosing the right policy—and the consequences for them are huge. This course is ideal for agents and producers who want to make long-term care a cornerstone of their business—and provide expert advice to their customers in need of long-term care.