California Advanced Thinking about Toxic Mold

Mold is a subset of fungus (so, a sort of genetic “cousin” to mushrooms) that can grow on almost any substance, as long as water, oxygen and some form of organic nutrient are present. There are thousands of different types of mold and humans normally encounter them every day.

There are many different species of mold that grow in homes, office buildings, and other places where people live and work. Some are benign, but others are toxic. They can be difficult to detect or remove, and they can cause not only expensive structural damage to buildings, but also serious illness or even death to people exposed to them.

As an insurance agent, it’s important to understand the dangers and possible liability issues inherent in cases of toxic mold infestations. This course will give you a detailed understanding of how the law has been known to treat liability cases involving mold infestation—and how mold coverage is dealt with in various types of insurance contracts. Topics addressed include:

• An overview of past cases and legal precedent involving toxic mold.
• Policy form issues relevant to mold.
• E&O liability risks for insurance professionals.
• Risk management steps for dealing with mold.

Enhance your understanding of toxic mold coverage at your convenience with this easily downloadable online course. With online insurance CE, you can study on your own time, get your test results quickly, and fulfill your state’s insurance continuing education requirements while managing a busy professional and personal schedule. With online insurance continuing education classes, you’ll earn the continuing education credits you need—easily and conveniently.