Illinois Duties after Loss

No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource to both business and individual customers. You are not required to discuss every possible situation which might arise and whether that situation would be covered under the policy, but you must inform clients when the policy does not cover a particular risk about which they asked.

In this course, you’ll review some of the basic components of four common insurance policies: auto insurance, homeowners insurance, personal umbrella insurance, and workers’ compensation insurance. As an insurance professional, you should always point out the policy’s “Conditions” and “Duties After Loss” sections to your clients. Your insureds should read and understand their insurance policies so that they know what to do when a loss occurs. If insureds do not comply with the policy conditions, the insurance company could be relieved of its obligation to pay for the loss. Topics covered in this course include:

This course is approved for continuing education in the subject of workers’ compensation insurance in your state. Topics covered include:

• Legal liability for accidents
• Auto insurance coverages and insureds duty after loss
• Homeowner insurance forms and insureds duty after loss
• Personal umbrella policy and insureds duty after loss
• Workers’ compensation and insureds duty after loss
• Types of damages awarded after a loss

This course is offered in convenient online format, allowing you to build your expertise while satisfying your continuing education requirements—quickly and easily. Receive class materials immediately, study when and where it’s convenient for you, and see your exam results instantly after testing. Online education is ideal for busy professionals who need to fit their studies around a full-time job.