Your course was built to provide you with quality continuing education for meeting Washington state CE Annuity Suitability 4-Hour requirements. This course focuses on the specialized area of
Flooding is the nation's #1 natural disaster. In just the past 10 years (1996-2005), annual flood losses in the United States averaged $2.4 billion per year. Currently nearly 5 million policyholder
As an insurance agent selling commercial casualty insurance, you help companies protect themselves from legal liability for losses caused by injury or damage to the property of others. You help com
Commercial property insurance protects businesses against loss. With commercial property insurance, losing a major piece of property won’t mean the end of the business—protecting commerce as we
There are risks to every business—including insurance. As an agent, forewarned is forearmed. This course provides an overview of the types of protections out there that protect consumers, agents
Let’s face it—the Internet is changing everything. Including the insurance industry. Keep abreast of online trends—and learn how our digital age is changing the way agents sell insurance.
An insurance claim can be a devastating event—for both you and your client. Sure, insurance is designed to cover the costs that arise for insureds in the case of a claim—but the cause of the cl
No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource
When a home, car, or other valuable property is damaged or lost, it can have a devastating impact on the owner. Personal lines insurance provides individuals with an important safety net against su
Think a malpractice lawsuit can’t happen to you? Think again. Studies show that approximately 15% of agents in the US are sued by customers each year, and about 75% of these claims are “f
Property and casualty insurance is a billion-dollar business in California. It helps people protect their homes, cars, businesses, and other valuable assets—and in a land of earthquakes, floods,
No matter what line of work you’re in, you’re at a greater risk of being involved in a lawsuit than at any time in past history. We live in a litigation-friendly society, where unfortunate occu
Liability coverage protects insureds from legal liability in case of harm caused to others—including bodily injury and damage to property. It plays a big part in most major insurance lines—and
To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity
Insurance is a tool for shifting risk to protect the insured. And when it’s put into practice—or disputed—it’s often done through the courts. No matter what type of insurance you sell, you
Insurance agents are in the asset protection business. And for most agents, risk management and protection is a big part of the job. But no insurance policy is airtight. Some clients are underinsur
Many insurance companies are in business to protect business. Insurance is crucial to the economy as a whole—ensuring companies can keep going after a natural disaster, employee fraud, damage to
Since the economic crisis, the insurance agency faces more stringent regulatory scrutiny—and insurance companies are expected to comply with AML and OFAC regulations.
Money laundering
A hundred years ago, the nation’s elderly didn’t expect to need a nursing home. In those days, family members provided care for aging family members who became frail or ill. Those times have ch
The number of aging Americans is growing—and as the population grows, so will the need for long-term care. Finding coverage for long-term care in America is problematic, however—Medicare and pr