FL Insurance Continuing Education Requirements

License Type	Required CE Hours
Life (2-16 & 2-14)	4 hours of Law and Ethics update (5-214) 20 hours of Elective credits
Health (2-40)	4 hours of Law and Ethics update (5-240) 20 hours of Elective credits
Life and Health (2-15 & 2-18)	4 hours of Law and Ethics update (5-215) 20 hours of Elective credits
General Lines (2-20)	4 hours of Law and Ethics update (5-220) 20 hours of Elective credits
Personal Lines (20-44)	4 hours of Law and Ethics update (5-220) 20 hours of Elective credits
Customer Representative (4-40 & 4-42)	4 hours of Law and Ethics update (5-220) 6 hours of Elective credits
Industrial Fire (2-33)	4 hours of Law and Ethics update (5-220) 20 hours of Elective credits
Title** (4-10) Resident & Non-Resident	3 hours of Ethics, Rules, or Compliance*** 7 hours of Standard **Non-Resident Title Agents must complete the same CE requirements as Resident Title Agents. ***The three-hour ethics requirement is satisfied by department-approved courses (CE 9908).
Public Adjusters (3-20)	4 hours of Law and Ethics update (5-320) 20 hours of Elective credits* *Public Adjusters can only satisfy elective credits with courses approved for Public Adjusters (CE 2-20, CE 3-20A, CE 3-20B, CE 3-20C, CE 3-24A, CE 3-24B, CE 3-24C, CE 5-220, CE 5-320, CE 5-620, CE 9910).
All Lines Adjusters (6-20, 5-20 & 70-20)	4 hours of Law and Ethics update (5-620) 20 hours of Elective credits
Limited Surety - Bail Bond (2-34 & 2-37)	4 hours of Law and Ethics update (5-237) 10 hours of Elective credits
Non-Resident	Existing licenses will be renewed and new licenses can be issued if the home state's requirements are met.

For resident broker-agents, these special training requirements shall be part of, and not in addition to, the continuing education requirement.

• Ethics Training

  • All producers must complete at least a 4-hour credit training course, specific to the license type held, approved by the Florida Department of Financial Services.
  • When two or more licenses are held, the producer must complete at least a 4-hour credit training course specific to at least one license type held.

• Annuity Training

  • A producer who engages in the sale of annuity products shall complete at least a 4-hour credit training course approved by the Florida Department of Financial Services each renewal period.

• Long Term Care Training

  • A producer who engages in the sale of Long Term Care products shall complete an initial 8-hour credit training course approved by the Florida Department of Financial Services. In addition, the producer must complete an ongoing 4-hour credit training course each renewal period thereafter.

• Flood Insurance Training

  • Insurance producers who sell flood insurance must complete at least a one-time, 3-hour credit training course on the National Flood Insurance Program (NFIP).

• Any person meeting the following requirements will be exempt from completing continuing education (CE) to renew his or her license:
• Licensees who are officials or employees of a Florida entity as set forth in Section 626.2815(3)(h), F.S.

• In Florida, insurance agent and adjuster licenses are perpetual and does not require a renewal. The license will expire if it goes 48 months without an appointment.

• FastrackCE courses are categorized as online self-directed or self-study.

• The Final Exam is closed-book and does not require a monitor/proctor.
• You must receive a score of 70% or better to pass the exam.
• You will be given the opportunity to retake the exam if a passing score is not received.

Certificates of completion are available immediately after passing your exam by logging into your account and navigating to your Course History.

FastrackCE reports your credits the next business day except holidays to the state. The state recognizes the date you passed/completed the exam as the date of completion. It is not based upon the day we report the hours to them.

Courses cannot be repeated for continuing education credit if the completion date is within two (2) years.

In Florida, excess continuing education (CE) hours accumulated during any two-year compliance period can be carried over to the next compliance period.

View CE Transcript

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License Lookup

Florida Department of Financial Services
200 East Gaines Street
Tallahassee, FL 32399

Producer Licensing Section
Phone: 850-413-3137
Fax: 850-413-3291
Email: AgentLicensing@MyFloridaCFO.com

Continuing Education Section
Email: Education@MyFloridaCFO.com

At FastrackCE, we strive to provide you with the most up-to-date and precise information possible. However, please note that we are not authorized to offer legal or professional advice, and consequently, we will not be held liable for any inaccuracies found herein. In your best interest, we strongly advise you to verify current licensing regulations and requirements with your state's licensing department.