State Requirement Details - Insurance Continuing Education Courses for Agents and Brokers

Required CE Hours for Renewal in Massachusetts

All Licenses
- All producers must complete 60 hours during the first 36 months licensed and 45 hours every 36 months thereafter.
- Public Adjusters must complete 15 hours every 36 months. (Public Adjusters may complete any course approved under the Property/Casualty license type)

Special Training/Education Requirements (LTC, Flood, Ethics, others)

Long Term Care -LTC
- Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
- Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
Flood Insurance Training
- An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $0.50 fee will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Renewal Term

The term of the license is different that the renewal period. Please check with the department about your license term.
The renewal term is every 3 years based upon the license issuance date.

Course Type approved for Continuing Education

Online courses
Independent Self-study
Classroom Study

Final Exam

Final exams need to be monitored by a disinteresed third party.
Final exams are CLOSED book.
A passing grade of at least 70% required to pass the course.

Carryover CE Hours

A maximum of 45 CE credits may be carried over from one 3 year term to another.

Repeating Courses

Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Exemptions

Licensees who hold one of the following: viatical brokers/representative license, reinsurance intermediary brokers/managers license, surplus lines brokers license, or a advisors license.
All individuals licensed prior to April 4, 1983 are exempted by statute, commonly referred to as "grandfathered", from the requirements of continuing education. In order to maintain this status, however, such individuals must be continuously licensed. If an individual allows his or her license(s) to lapse and later re-applies, the exemption will not be available and continuing education requirements will apply. Furthermore, please be reminded that individuals licensed prior to April 13, 1983 who subsequently amend their licenses by adding an additional line or lines of authority are then subject to the continuing education requirements. See 211 CMR 50.04(b).
Nonresident agents who are in good standing with CE requirements in their home state.

Massachusetts Consumer Affairs and Business Regulation

Main Phone: (617) 521-7794
Producer Licensing Phone: (617) 521-7794
Producer Licensing Fax: (617) 521-7576

Mailing Address:
Commonwealth of Massachusetts
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200

Web site: Commonwealth of Massachusetts: Division of Insurance

MA Insurance Continuing Education Requirements

Required CE Hours for Renewal in Massachusetts

All Licenses

Special Training/Education Requirements (LTC, Flood, Ethics, others)

Long Term Care -LTC

Flood Insurance Training

How Hours are Reported

License Renewal Term

Course Type approved for Continuing Education

Final Exam

Carryover CE Hours

Repeating Courses

Completion Certificates

Exemptions

Massachusetts Consumer Affairs and Business Regulation

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