TX Insurance Continuing Education Requirements

IMPORTANT: At least half your CE hours must be earned in a "classroom" or a "classroom equivalent" course.

• General Lines (Life, Accident, Health, HMO, Property and Casualty), Life Agent, Personal Lines, Managing General Agent, Adjusters and Public Adjusters

  • Complete a minimum of 24 continuing education (CE) credit hours during each license term. Licensees must also complete a minimum of 3 hours of ethics CE training every license term as a part of the requirements.

• County Mutual, Life Insurance Under $25,000, Limited Lines Agent

  • Complete a minimum of 10 continuing education (CE) credit hours during each license term. Licensees must also complete a minimum of 3 hours of ethics CE training every license term as a part of the requirements.

• Title Insurance, Escrow Officer

  • Complete a minimum of 10 continuing education (CE) credit hours during each license term. Licensees must also complete a minimum of 2 hours of ethics CE training every license term as a part of the requirements.

• Life Settlement Broker

  • Individual & Entity* Requirement
  • Complete a minimum of 15 hours of life settlement continuing education (CE) credit hours during each license term.
  • *The 15 hours of continuing education training that a broker must complete during each two-year license term must include a minimum of 3 hours of ethics and consumer protection, 6 hours of life insurance, and 6 hours of duties of life settlement brokers as a part of the requirements.

• Adjuster

  • All Lines, Property and Casualty, Worker's Compensation
    • Complete a minimum of 24 continuing education (CE) credit hours during each license term. Licensees must also complete a minimum of 2 hours of ethics/consumer protection CE training every license term as a part of the requirements.

• Non-Resident

  • Existing licenses will be renewed and new licenses can be issued if the home state's requirements are met.

For resident broker-agents, these special training requirements shall be part of, and not in addition to, the continuing education requirement.

• Ethics Training

  • All producers must complete at least a 3-hour credit training course approved by the Texas Department of Insurance except Escrow officer licenses. Licensees holding an escrow officer license must complete at least a 2-hour credit training course approved by the TDI.

• Annuity Best Interest Training

  • Resident
    • A producer who engages in the sale of annuity products shall complete at least a 4-hour "Annuity Best Interest 4" credit training course approved by the Texas Department of Insurance. In addition, the producer must complete at least an 8-hour annuity-specific credit training course each renewal period thereafter.
  • Non-Resident
    • A producer who engages in the sale of annuity products shall complete either:
      • At least a 4-hour "Annuity Best Interest 4" credit training course approved by the Texas Department of Insurance.
      • Take a course approved by a state that complies with the National Association of Insurance Commissioners (NAIC) annuity “best-interest” training requirements.

• Long Term Care Partnership

  • A producer who engages in the sale of Long Term Care products shall complete at least an 8-hour long term care partnership credit training course approved by the Texas Department of Insurance. In addition, the producer must complete at least a 4-hour credit training course each renewal period thereafter.

• Flood Insurance Training

  • Insurance producers who sell flood insurance must complete at least a one-time, 3-hour credit training course on the National Flood Insurance Program (NFIP).

• Small Employer Health Benefit Plans Specialty

  • A producer shall complete at least an 8-hour credit training course applicable to Small Employer Health Benefit Plans approved by the Texas Department of Insurance. In addition, the producer must complete at least a 5-hour credit training course each renewal period thereafter.

• Medicare-related Product

  • A producer shall complete an 8-hour credit training course applicable to medicare-related products approved by the Texas Department of Insurance. In addition, the producer must complete at least a 4-hour credit training course each renewal period thereafter.

• Any person meeting the following requirements will be exempt from completing continuing education (CE) to renew his or her license:
• If you had an illness, medical disability, or other extenuating circumstances that prevented you from completing required training
• If you hold a license for Specialty credit insurance, Specialty portable electronic vendor insurance, Specialty rental car company insurance, Specialty self-storage facility insurance, Specialty travel insurance
• If you hold a license as a Life settlement provider, Reinsurance broker, Reinsurance manager.
• If the life settlement broker or the owner, partner, director, member, officer, or designated employee of the life settlement broker has been associated with the licensed entity for less than two years
• If the life settlement broker holds a life insurance agent license or acts solely as a life expectancy estimator. A life insurance agent must continue to meet all applicable license and continuing education requirements for the life insurance agent license.

The Texas Department of Insurance (CDI) issues insurance licenses for two-year terms. License renewal is every 2 years from the date that the license was originally issued.

• FastrackCE courses are categorized as online self-directed or self-study, or classroom equivalent.

• Classroom Equivalent
  • No Final Exam is required. You must complete the chapter review quizzes at the end of each chapter to move on to the next chapter.
• Self-Study
  • The Final Exam is open book and does not require a monitor/proctor. You may refer to the Course Material as often as you need to complete the exam.
  • You must receive a score of 70% or better to pass the exam.
  • You will be given the opportunity to retake the exam if a passing score is not received.

Certificates of completion are available immediately after passing your exam by logging into your account and navigating to your Course History.

FastrackCE reports your credits the next business day except holidays to Sircon. The state recognizes the date you passed/completed the exam as the date of completion. It is not based upon the day we report the hours to them.

Courses can only be repeated for continuing education credit if the completion dates are in a different license term.

In Texas, excess continuing education (CE) credit hours cannot be carried over to the next renewal period.

View CE Transcript

Renew License

• Two steps are required to renew your license:
  1. Be fully compliant with your continuing education (CE) requirements.
  2. Pay your renewal fee.
• If you have more than 30 days to renew, you have the option to pay your renewal fees through:
  1. Texas.gov
     • There is no additional vendor fee, and it will take three to five business days for your payment to process.
  2. Sircon
     • Most license types can use this method. This method provides immediate online processing, and a vendor fee will be added to the renewal fee.
  3. National Insurance Producer Registry
     • Some license types can use NIPR to pay the renewal fee. Payments are usually processed the same day, and a vendor fee will be added.
• If you have less than 30 days to renew, you may go to Sircon or NIPR.

License Lookup

Texas Department of Insurance
Street Address
1601 Congress Avenue, Austin, TX 78701
Mailing Address
PO Box 12030, Austin, TX 78711

Producer Licensing Section
Phone: 800-578-4677
Email: license@tdi.texas.gov

Continuing Education Section
Phone: 512-676-6500
Email: CE@tdi.texas.gov

At FastrackCE, we strive to provide you with the most up-to-date and precise information possible. However, please note that we are not authorized to offer legal or professional advice, and consequently, we will not be held liable for any inaccuracies found herein. In your best interest, we strongly advise you to verify current licensing regulations and requirements with your state's licensing department.