This comprehensive Long-Term Care (LTC) course is designed to provide an in-depth understanding of the complexities and critical issues associated with long-term care. The course begins by defining long-term care, exploring the essential activities of daily living, and discussing cognitive impairments. It delves into the typical conditions requiring long-term care and examines the impact of increased life expectancy on the demand for these services. The course also highlights the different types of long-term care, emphasizing the importance and challenges of providing adequate care. Participants will gain insight into the various risk factors, including gender, age, marital status, and financial considerations, that influence the need for long-term care.
As the course progresses, it addresses the financial aspects of long-term care, including the costs associated with nursing homes, assisted living facilities, and home-based care. The course also explores public programs like Medicare and Medicaid and various insurance products that help cover long-term care expenses. The detailed examination of federal legislation, such as the Health Insurance Portability and Accountability Act (HIPAA), provides a solid understanding of the legal and regulatory framework governing long-term care insurance. Participants will learn about the development of long-term care partnership programs, which offer tax benefits and other advantages, as well as the potential drawbacks of these programs.
In the latter part of the course, attention is given to the marketing and suitability requirements for long-term care insurance, including advertising guidelines and ethical marketing practices. The course also covers the specific rules and regulations governing Medicaid eligibility, with a focus on Florida's LTC Medicaid rules. By the end of the course, participants will be equipped with the knowledge and tools needed to navigate the challenges of long-term care, make informed decisions, and provide valuable guidance on care options, insurance products, and financial planning for long-term care needs.
Total Hrs / Order | Price |
---|---|
1-5 hrs | $19.95 |
6-17 hrs | $29.95 |
18-24 hrs | $44.95 |
25-50 hrs | $54.95 |
51+ hrs | $54.95 + $2.00 per additional hour over 50 |
Pricing based on total number of hours in order.