California Ethics and Fraud - Includes CA Anti-Fraud Training

This course provides insurance professionals with a comprehensive understanding of ethics and fraud within the insurance industry, with a focus on California anti-fraud requirements. It examines unethical behaviors, common fraud schemes, and the impact of fraud on consumers, insurers, and the marketplace. You will gain practical insight into how fraud occurs, how it is identified, and how regulatory bodies - such as the California Department of Insurance Fraud Division - investigate and address fraudulent activity.

What You Will Learn:

• Different types of insurance fraud, including hard and soft fraud, and how they are committed
• Common scams and schemes affecting auto, health, property, workers’ compensation, and life insurance
• The role and structure of the California Fraud Division and its enforcement programs
• How to identify red flags in applications, claims, and transactions
• The financial, legal, and societal impact of insurance fraud on consumers and the industry
• Steps to take when fraud is suspected, including reporting procedures and available resources
• Agent responsibilities under California law, including the duty to report suspected fraud

Who Should Take This Course:
This course is designed for both newly licensed and experienced insurance agents and brokers. It is appropriate for professionals seeking to strengthen their understanding of ethical responsibilities, fraud prevention, and compliance requirements, while enhancing their ability to detect and respond to fraudulent activity in the insurance marketplace.

CE Credit Classification:
This course qualifies for continuing education credit in the category of Ethics, with integrated Anti-Fraud Training, as applicable under state insurance continuing education requirements.