California Insurance Continuing Education

• Fire and Casualty Broker-Agent

  • 24 CE hours, including 3 hours of ethics, are required every 2 year license term regardless of years licensed.

• Life Only Agents and/or Accident and Health Agents

  • Complete a minimum of 24 approved credit hours for that license type per each two-year license term, including 3 hours of ethics continuing education training. If the licensee solicits individuals for the sale of long-term care (LTC) insurance, beginning with the 12-month period ending in 1994, 8 of 24 hours must be in specially designated LTC courses

• Dual Licenses

  • The CE requirement goes to the individual, not to each license held. The CE requirement can be met by taking courses approved for either license type.

• Personal Lines Broker-Agent

  • Complete a minimum of 24 hours of CE each license term, including 3 hours of ethics continuing education training. The license term is defined as the two-year period beginning on the date the license was originally issued and ends two years later on the last day of the month that the license was originally issued
  • The Personal Lines Broker-Agent Licensee may satisfy this requirement by taking any approved fire and casualty continuing education course

• Limited Lines Automobile Insurance Agent

  • Complete a minimum of 20 hours of CE each license term, including 3 hours of ethics continuing education training. The license term is defined as the two-year period beginning on the date the license was originally issued and ends two years later on the last day of the month that the license was originally issued.

• Long Term Care -LTC

  • Initial LTC training requirement: Agents selling Long Term Care must complete an 8-hour state approved Long Term Care course every year for the first 4-years
  • On-going LTC training requirement:After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of having their license. Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term.

• Annuities

  • Initial training requirement: An approved 8 hour Annuity Training course must be completed prior to soliciting the sale of any annuity products.
  • On-going training requirement: An approved 4 hour Annuity Training Refresher course is required every renewal period thereafter.
  • These hours are part of, and not in addition to, the continuing education requirement.

• Flood Insurance Training

  An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP) which was approved by CDI’s Producer Licensing Bureau’s Education Section

• Homeowners Valuation

  • On or after June 27, 2011, prior to estimating the replacement value of structures or explaining the various levels of coverage under a homeowners' insurance policy, California resident agents and brokers who have not previously completed the homeowners' insurance valuation training, must do so. Completion of this course will fully meet the training requirements.
  • The training requirement is part of, and not in addition to, the agents and brokers’ continuing education requirements.

• Fire and Casualty, Life and Health, Limited Lines: Last day of the month the license was issued in every 2 years. For example, Licensed on May 15th, 2010 your renewal date would be May 31st, 2012.
• Personal Lines:
  • License term is the last day of the license issuance month renewed every 2 years.
• Independent and Public Adjuster:
  • Before 1/1/11 license is renewed every even year on 5/31 and AFTER 1/1/11 license is renewed last day of license issuance month every 2 years

• Online courses
• Independent Self-study
• Classroom Study

• Non-Monitored Open Book Exam
• Must answer at least 70% of the questions correct to pass. There is an unlimited amount of retakes.

• A course may not be taken for credit more than once within a 2 year license term. Within the first 4 years of selling LTC products, producers may only repeat a LTC course every 24 months from the original course completion date.

• Hours may be carried over to the next year. Excess hours from an approved Ethics, Annuity or LTC course are carried over as a general credit only.

California Department of Insurance

Check License Status

California Producer Licensing Section