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How Carbon Footprints Are Shaping Insurance Risk Assessments
Underwriting decisions in 2026 are being directly impacted by emissions disclosures and losses related to climate change. The NAIC Climate and Resiliency Task Force claims that regulators are paying more attention to risk modelling and reporting of climate exposure. Meanwhile, […]
The Rise of Hybrid Long-Term Care Insurance: Why Traditional LTCI Is Losing Ground
As the long-term care insurance landscape continues to evolve, hybrid long-term care insurance is rapidly gaining traction among consumers and producers alike. For agents and brokers, understanding this shift isn’t just timely — it’s essential. With traditional LTCI sales lagging […]
How Deep Product Knowledge Helps You Retain Frustrated Clients
Frustrated clients are an unavoidable part of the insurance business. Whether the issue is a denied claim, a coverage gap, or a premium increase, emotions can run high when clients feel confused or let down. In these moments, deep product […]
How to Turn the Dreaded Rate-Increase Call into a Retention Win
For many insurance agents, few tasks inspire more anxiety than the rate-increase call. You know the client didn’t ask for higher premiums, emotions may run high, and the risk of losing the account feels very real. Yet when handled correctly, […]
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