Life and Health Ethics in Action: What to Do When Clients Push Back
Most agents know the right thing to do when a client is calm, informed, and ready to listen. The harder test comes when a client pushes back, wants to skip details, or asks to move faster than the facts allow. […]
Ethics in Life and Health: The Gray Areas Agents Run Into Most Often
Life and health insurance agents rarely face ethical questions in neat classroom scenarios. More often, ethics in life and health shows up when a client is confused, rushed, focused on price, or eager to “just get it done.” Those moments […]
Why Long-Term Care Planning Is Shifting From Nursing Home to Aging in Place
Families are changing how they talk about care. Many no longer start with the question, “Which nursing home would we use?” Instead, they ask how a parent can stay safe at home, receive help with daily routines, and avoid losing […]
The 55–65 Sweet Spot: Why This Is the Best Age to Buy Long-Term Care Insurance...
The best age to buy long-term care insurance is now more clearly defined as between 55 and 65. The [1]Administration for Community Living reports that nearly 70% of people turning 65 will need some type of long-term care. As clients […]
Climate Change Impact on Property Insurance: What Agents Need to Know
The homeowner insurance landscape is undergoing unprecedented upheaval as climate change alters risk profiles across the nation. Climate change is affecting the price of home insurance, with the average premium increasing by 21% last year. Insurance agents today face mounting […]
How Blockchain Technology Transforms Insurance Claims
The insurance industry stands on the brink of a revolutionary transformation. Blockchain technology is emerging as a game-changing force that promises to revolutionize how insurance claims are processed, verified, and settled. This comprehensive exploration reveals how blockchain in insurance is […]
Cannabis Business Insurance – A $5.4 Billion Opportunity Agents Are Overlooking
The cannabis industry continues to grow at an unprecedented pace, creating a significant yet often overlooked opportunity for insurance agents. With the cannabis insurance market representing a potential $5.4 billion opportunity, insurance professionals who understand the unique challenges of this […]
Self-Funded Health Plans – What Your Small Business Clients Don’t Know
Are you looking to provide more value to your small business clients? Self-funded health plans are no longer just for large corporations. Many small businesses are now discovering the benefits of self-funded health insurance but may not understand how they […]
How Ecosystem Partnerships Transform Life & Health Coverage
Let’s talk about something that’s changing the game for all of us – ecosystem partnerships. Remember when we could just sell policies and call it a day? Those times are long gone! Today’s insurance scene demands more, and partnering with […]
Indexed Universal Life Insurance – A Growing Trend
In recent years, we’ve observed a substantial shift in the life insurance industry, with Indexed Universal Life (IUL) insurance gaining significant traction. According to industry reports, the universal life insurance market is projected to reach $280.4 billion by 2032, growing […]