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Secondary Perils and the New Normal: What P&C Agents Need to Know About Catastrophe Risk in 2026
Oct
09
Secondary Perils and the New Normal: What P&C Agents Need to Know About Catastrophe Risk...
Catastrophe exposure in 2026 is no longer defined only by major hurricanes and earthquakes. Smaller, more frequent events such as hail, tornadoes, wildfire, flooding, and winter storms are producing meaningful losses and changing how carriers price property and casualty insurance. […]
Sep
25
When Life and Health Claims Meet the Adjuster Shortage: What Agents Should Know
The adjuster shortage is part of a claims workforce shift in 2026. Experienced claims professionals are retiring, entry-level hiring is weakening, and insurers are using AI for more routine work. In life and health insurance, examiners, adjudicators, and benefit specialists […]
Aug
21
AI for Insurance Agents: How Independent Agents and Agencies Are Protecting Growth
Independent insurance agencies are entering a different growth environment in 2026. The hard-market lift that helped revenue rise through premium increases is fading, so agencies can’t rely on rate movement to drive organic growth. [1]Insurance Journal reported that average organic […]
Jun
05
What High-Performing Agencies Are Doing Differently in 2026
Clients are shopping faster in 2026. Rate pressure, online quoting, and comparison tools make it easy for policyholders to shop around before renewal. [1]J.D. Power’s 2026 insurance industry analysis reported that auto insurance shopping reached a record level in 2025, […]
May
08
Insurance AI Trends Update: How AI Is Changing Decisions in 2026
AI is no longer sitting quietly in the back office. In 2026, insurance AI trends are reimagining how carriers evaluate risk, how agencies personalize service, and how quickly clients expect answers. Therefore, agents need practical insurance agent insights to explain […]
Mar
20
Pet Insurance Trends 2026: Growth, Tech, and Opportunity
The pet insurance market continues to evolve rapidly – and for insurance professionals, understanding pet insurance trends in 2026 isn’t just interesting, it’s actionable. With rising veterinary costs, increased pet ownership, and growing consumer awareness, pet insurance is becoming a […]
Mar
06
Building Insurance Client Referrals from Happy Clients
In 2026, agencies are feeling the squeeze: marketing costs are up, digital competition is louder, and buyers expect faster service with more transparency. Research from [1]McKinsey on customer experience in insurance shows insurers that lead on customer experience can outperform […]
Feb
17
How Carbon Footprints Are Shaping Insurance Risk Assessments
Underwriting decisions in 2026 are being directly impacted by emissions disclosures and losses related to climate change. The NAIC Climate and Resiliency Task Force claims that regulators are paying more attention to risk modelling and reporting of climate exposure. Meanwhile, […]
Dec
11
How to Navigate Client Requests to Bypass Coverage Exclusions
It happens more often than you’d think. You’re sitting across from a client who’s ready to buy a policy, and they say: “Can we just leave that off the application? I don’t want that exclusion to kick in.” Or perhaps: […]
Nov
11
Building Recurring Revenue: How Smart Agents Are Shifting from Commission-Per-Sale to Stable Monthly Income
The insurance agent business model is changing. Many top-performing insurance agencies are diversifying beyond commission-only compensation and expanding fee-based, advisory, and recurring-revenue services to reduce volatility and grow more predictably. If you’re tired of the feast-or-famine commission cycle, this guide […]
