
The Impact of the recent Southern California Wildfires on the Market
The recent Southern California wildfires have significantly influenced the insurance sector. Major insurers, including AIG and Allstate, are anticipating substantial financial losses due to the extensive damage. AIG projects losses of $500 million, while Allstate estimates around $1.1 billion. These […]
Indexed Universal Life Insurance – A Growing Trend
In recent years, we’ve observed a substantial shift in the life insurance industry, with Indexed Universal Life (IUL) insurance gaining significant traction. According to industry reports, the universal life insurance market is projected to reach $280.4 billion by 2032, growing […]
How 3D Printing in Property Insurance Shapes Claims Today
Imagine a world where assessing property damage and processing insurance claims become as seamless as pressing ‘print’. That’s the reality we’re stepping into with the advent of 3D printing technology. As insurance professionals, it’s crucial to understand how this innovation […]
Simplified vs. Fully Underwritten Policies: Which Sells Best in 2025?
When we dive into life insurance policy comparisons, two primary underwriting types emerge: simplified issue and fully underwritten policies. Grasping the distinctions between these can significantly influence your sales strategies and client recommendations. Simplified Issue Policy Simplified insurance policies […]
The Future of Critical Illness Insurance – Trends to Watch
When we think about critical illness insurance, it’s easy to picture the traditional coverage that simply provides a lump sum after a diagnosis. But let’s be real—today’s world demands more dynamic and personalized solutions. Thankfully, modern critical illness policies are […]
Boost Sales with AI-powered Cross-Selling & Up-Selling Strategies
The way we approach sales in the insurance industry is evolving at breakneck speed, thanks to advancements in artificial intelligence (AI). Leveraging AI analytics isn’t just a game-changer—it’s a necessity for staying competitive. Let’s dive into how AI-powered cross-selling and […]
Why Hybrid Long-Term Care Policies Are Gaining Traction
As we navigate the insurance landscape, it’s no secret that long-term care (LTC) is a topic looming on the horizon for many of our clients. Traditional long-term care insurance has often been met with resistance due to rising premiums and […]
GLP-1 Drugs in Health Plans – How It Affects Your Business
Health plans are constantly evolving, and as agents, we need to keep pace with the latest developments. One of the most significant changes we’re seeing right now is the increasing inclusion of GLP-1 drugs in health insurance plans. These drugs, […]
Why Usage-Based Auto Insurance is Gaining Popularity Among Drivers
More drivers are gravitating towards usage-based auto insurance (UBI), and this trend isn’t showing signs of slowing down. But what’s fueling this surge in popularity? To understand the driving forces, we need to dive into the specifics of how UBI […]