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Doomed Beach Homes and the Flood Insurance Loophole: Why Owners Wait for Collapse
Oct
23
Doomed Beach Homes and the Flood Insurance Loophole: Why Owners Wait for Collapse
On parts of North Carolina’s Outer Banks, some oceanfront homes remain furnished even after erosion has made them uninhabitable, and collapse appears inevitable. Yet the flood insurance loophole helps explain why owners may wait instead of demolishing or relocating a […]
Oct
09
Secondary Perils and the New Normal: What P&C Agents Need to Know About Catastrophe Risk...
Catastrophe exposure in 2026 is no longer defined only by major hurricanes and earthquakes. Smaller, more frequent events such as hail, tornadoes, wildfire, flooding, and winter storms are producing meaningful losses and changing how carriers price property and casualty insurance. […]
Sep
25
When Life and Health Claims Meet the Adjuster Shortage: What Agents Should Know
The adjuster shortage is part of a claims workforce shift in 2026. Experienced claims professionals are retiring, entry-level hiring is weakening, and insurers are using AI for more routine work. In life and health insurance, examiners, adjudicators, and benefit specialists […]
Sep
11
Covered or Not Covered? A Simple Way to Earn Client Trust in 2026
Insurance clients in 2026 have more ways than ever to compare premiums, carriers, and quotes, but more information does not always create more confidence. Policy language remains complicated, coverage differences can be hard to spot, and many shoppers reduce the […]
