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Medicare Open Enrollment: Market Risks and Distribution Shifts Agents Can’t Ignore
Nov
06
Medicare Open Enrollment: Market Risks and Distribution Shifts Agents Can’t Ignore
Medicare Open Enrollment is not just another annual open enrollment. It’s the period from 15th October through to 7th December when beneficiaries select their coverage for 2027, while insurers adjust their competitive positioning, what they’re offering, and how they’re reaching […]
Oct
23
Doomed Beach Homes and the Flood Insurance Loophole: Why Owners Wait for Collapse
On parts of North Carolina’s Outer Banks, some oceanfront homes remain furnished even after erosion has made them uninhabitable, and collapse appears inevitable. Yet the flood insurance loophole helps explain why owners may wait instead of demolishing or relocating a […]
Oct
09
Secondary Perils and the New Normal: What P&C Agents Need to Know About Catastrophe Risk...
Catastrophe exposure in 2026 is no longer defined only by major hurricanes and earthquakes. Smaller, more frequent events such as hail, tornadoes, wildfire, flooding, and winter storms are producing meaningful losses and changing how carriers price property and casualty insurance. […]
Sep
25
When Life and Health Claims Meet the Adjuster Shortage: What Agents Should Know
The adjuster shortage is part of a claims workforce shift in 2026. Experienced claims professionals are retiring, entry-level hiring is weakening, and insurers are using AI for more routine work. In life and health insurance, examiners, adjudicators, and benefit specialists […]
