California’s Fire Insurance Program Faces Challenges and Changes in 2022
As this year’s wildfire season gets underway, homeowners across the fire-prone state of California are bracing for what could be another tumultuous year. Currently, an estimated 198,797 acres have already been burned and 503 structures have been damaged or destroyed, […]
Life Insurance Awareness Month 2022: A Great Time to Increase Your Life Insurance Sales!
Every September, the nonprofit organization Life Happens sponsors Life Insurance Awareness Month (LIAM), a month-long campaign dedicated to helping consumers take personal financial responsibility through the ownership of life insurance and related products. As a life insurance agent, you can […]
Swimming Pools and Insurance: 3 Things Your Homeowner Clients Need to Know
Of the 128.58 million households in the U.S., 10.4 million homeowners have a swimming pool. And while most homeowners insurance policies will cover pool-related claims and liabilities, there are exceptions. Whether your clients already have a pool or are considering […]
Insuring Electric Vehicles: Addressing the Cost of Coverage With Your Clients
The sticker price of electric vehicles (EVs) may have put off consumers in the past, but with prices coming down, manufacturer incentives and potential EV tax credits, more Americans are looking into purchasing an EV. In fact, a recent poll […]
6 Benefits Trends That Can Help Small Businesses Fill the Labor Shortage Gap
Last year, U.S. businesses added an unprecedented 3.8 million jobs. But however positive that may sound, workforce participation remains low with 2.8 million fewer Americans working today compared with February of 2020, according to the U.S. Chamber of Commerce. For […]
The Hard Insurance Market: Where the Industry Is Today, and Where It’s Headed
At the end of 2021, the insurance industry had high hopes for a soft or a more moderate market shift as we moved into the new year. However, key economic issues, including inflation, investment returns, class action lawsuits, COVID-19 variants, […]
3 Reasons Why Successful Agents Maintain Ongoing Communications With Their Policyholders
A successful insurance agent knows that after a policy is written the work is far from over. Once new business is on the books, it’s important to ensure that it stays there come renewal time and, hopefully, for many years […]
Insurance and Off-Road Vehicles: What Your Clients Think They Know Can Hurt Them
Summertime is right around the corner, and for many of your clients, off-roading is part of the fun. But as they pull an all-terrain vehicle (ATV), dirt bike, golf cart, or dune buggy, etc., out of the garage and onto […]
Summer Get-Togethers: How Exposed Are Your Clients to These 3 Risks?
After two years of pandemic-related restrictions, we are all long overdue for some serious fun this summer. But before the temperature warms up and prior to people start hosting family reunions, graduation parties, weddings and neighborhood get-togethers, consider reaching out […]
Mission Critical: Addressing Wildfire Risk Coverage With Your Homeowners Clients
Over the past five years, the wildfire season has been dreaded by those who live in fire prone areas. From the growing number of wildfire events to the increased severity in intensity and size, it’s clear that these climate-induced, apocalyptic […]